Are you considering applying for the Amtrak Guest Rewards World Mastercard? If so, you’re in luck. In this review, we'll cover everything from the card's benefits and rewards to its fees and unique features - all essential information when it comes time to decide whether this is the right card for you!
We also compare it against other travel cards on the market and explain how their differences could influence which option is best tailored to someone's lifestyle. Read on to learn more!
Introducing Amtrak Guest Rewards World Mastercard
Amtrak Guest Rewards World Mastercard is a travel rewards card that partners with Amtrak to offer cardholders points on qualifying Amtrak purchases.
The Amtrak Guest Rewards World Mastercard comes with great benefits and rewards, including earning double points on Amtrak tickets and 2% back in Amtrak Guest Rewards points when you use your card for non-Amtrak purchases.
You also get perks like a free companion coupon, Amtrak Guest Rewards bonus points for signing up, and additional discounts on Amtrak fares. You can earn elite status faster by reaching certain Amtrak Guest Rewards points thresholds.
When it comes time to decide which travel card is right for you, the Amtrak Guest Rewards World Mastercard is worth considering. With its unique Amtrak-focused rewards and benefits, it could be the perfect fit for your lifestyle.
By comparing Amtrak Guest Rewards World Mastercard against other travel cards on the market, you'll better understand how their differences influence which option is best suited to you. So take some time to review what Amtrak offers and determine if Amtrak Guest Rewards World Mastercard is the right choice for you.
How to Redeem Points for Travel
With the Amtrak Guest Rewards World Mastercard, earning points is easy, and redeeming them for travel couldn't be simpler.
Amtrak offers a wide range of redemption options with their Amtrak Guest Rewards program, allowing you to maximize your rewards with no blackout dates or seat restrictions. Points can be used to book Amtrak trains as well as hotels, rental cars and vacation packages.
To redeem Amtrak Guest Rewards points for Amtrak travel, log into your Amtrak Guest Rewards account and search for the type of travel you'd like to book. Once you've found the desired route, select “Pay with Points” or “Redeem Amtrak Smart Points” as your form of payment to pay with your Amtrak Guest Rewards World Mastercard points. You can also call to redeem points over the phone.
You may also use Amtrak Guest Rewards points to purchase any eligible hotel or rental car on Amtrak's website. Choose the option best suits your needs, then select "Pay with Points" at checkout. Amtrak will then transfer the points from your Amtrak Guest Rewards account to cover the cost of your booking.
Finally, Amtrak also allows you to use Amtrak Guest Rewards points to book vacation packages through Amtrak Vacations. You can find a variety of vacation packages available online and then select "Redeem Amtrak Smart Points" when it comes time to pay.
By leveraging the many redemption options available with Amtrak Guest Rewards, you can get maximum value from your rewards with every purchase and travel experience!
Cost of the Card - Fees, Interest Rates & More
The Amtrak Guest Rewards World Mastercard is offered by Bank of America and has a $79 annual fee. It also has an introductory annual percentage rate (APR) of 0% for the first 12 billing cycles on balance transfers, followed by a variable rate from 13.99-22.99%.
You'll need to know of any potential foreign transactions and cash advance fees associated with this card. These fees are relatively low compared to other cards on the market, making this a great option if you save money while still enjoying plenty of rewards points and benefits.
Amtrak Guest Rewards World Mastercard holders can access exclusive Amtrak deals like discounts on Amtrak Vacations, and Amtrak Guest Rewards points that can be redeemed for Amtrak travel, hotel stays, or car rentals.
If you're a frequent Amtrak traveler looking to maximize your rewards, the Amtrak Guest Rewards World Mastercard is an excellent choice.
The Additional Benefits and Perks with the Card with headings
The Amtrak Guest Rewards World Mastercard has various additional benefits and perks to make your travels more enjoyable. From travel insurance and car rental discounts to statement credits, your Amtrak rewards will go further when you use the Amtrak Guest Rewards World Mastercard.
Trip Cancellation/Interruption Insurance: Cardholders can take advantage of up to $1,500 of Trip Cancellation/Interruption Insurance when they book their trip using their Amtrak Guest Rewards World Mastercard. This provides coverage if certain events interrupt or cause the cancellation of a prepaid trip.
Discounted Car Rentals: Amtrak Guest Rewards World Mastercard holders receive discounted rates with Avis and Budget car rentals when they book using their Amtrak Guest Rewards World Mastercard.
Purchase Protection and Extended Warranty: The Amtrak Guest Rewards World Mastercard provides purchase protection for eligible purchases made with your card and extended warranty coverage for eligible warranties up to one year beyond the manufacturer's warranty.
These are just a few additional benefits and perks of the Amtrak Guest Rewards World Mastercard. When you use this travel rewards credit card, your Amtrak points will go even further!
FAQs
What score do you need for an Amtrak credit card?
To be approved for Amtrak Guest Rewards World Mastercard, you must have good to excellent credit (a score of 670 or higher). You may also qualify for a lower APR and other perks depending on your creditworthiness. It’s important to check your credit score before applying.
What is the best day to buy Amtrak tickets?
The Amtrak website recommends booking your tickets at least 14 days before for the best prices. Amtrak also offers discounted fares for senior citizens, military personnel, and Amtrak Guest Rewards members.
Certain holidays may come with reduced rates or special Amtrak deals. It’s always a good idea to check Amtrak's website before booking!
Are there any cons of the Amtrak Guest Rewards World Mastercard?
Yes. Amtrak Guest Rewards World Mastercard does have an annual fee of $79, which is waived for the first year. The card also has an APR range of 16.74-25.74% Variable and may only be suitable for those who pay off their balance in full each month.
Amtrak doesn’t have a large network and may not be the best option for travelers who plan on visiting multiple destinations.
Conclusion
The Amtrak Guest Rewards World Mastercard is a great card with many unique benefits. With no annual fee and an attractive rewards program, it will help earn points for free travel rewards on Amtrak and many excellent additional benefits. Not only can you redeem your points on Amtrak services, but also redemption opportunities on other travel and experiences too.
